Where the capital actually sits: Morpho lending markets are ~75% of chain TVL. Every market risk-rated with a YIELDSCORE β a heuristic, not financial advice. Β· Source: Morpho + DefiLlama Β· loadingβ¦
| Market | Supply APY | TVL | Util | LLTV | YIELDSCORE | Risk flags |
|---|---|---|---|---|---|---|
| Loading Morpho markets⦠| ||||||
A 0β100 risk heuristic per lending market β higher = safer. It starts from a base and adjusts for TVL depth (deeper = less exit slippage), utilization (a healthy ~50β85% band scores best; very high means withdrawals may lag), collateral quality, loan-asset type, protocol maturity (all markets here are Morpho Blue β audited, multi-billion-dollar protocol) and rate sustainability (organic borrow-demand vs thin/outlier rates).
Two hard rules apply on top: any market Morpho itself flags (not_whitelisted, unrecognized_*) is capped in Caution or below, and any market under $10k of liquidity is floored to High Risk regardless of its APY. It is a heuristic, not financial advice and not a prediction β every factor is shown so you can judge it yourself. Full detail on /methodology.